We have a housing problem and the government is actively reducing immigration targets (that’s you moving here permanently) and curbing foreign property investment (that’s you buying property here).
It’s not a great time for you to make this move.
Not directed at you personally, but I find it fascinating how most people from first-world countries think they can just walk into another country and live there. As someone who moved from a 3rd world country to a 1st world country, it took me 2 years just to get in, and another 4 years to get permanent residency. And that’s relatively quick. People from certain countries wait more than a decade to get permanent residency in the US. You either need to have a job or a citizen family member that is willing to sponsor you, or get in with a student visa. And not just any job or family member. The hiring company must meet certain requirements to make sure that you are filling in a position that is in a specific list of professions allowed. As for family, they need to be immediate relatives. So you can’t live there just because you have a cousin who is a citizen there.
The world’s longest undefended border is between Canada and the US, so it is relatively easy to walk into Canada and live in like a cabin or something off the grid. Doing it legally is hard part.
I think the two biggest reasons behind that are 1) most EU/US passports give you near unfettered access to most the world and 2) the Schengen zone makes that a reality at least within the EU.
You can’t just move to Canada. You need to meet specific requirements to get a residence permit or be sponsored by family who already lives there.
If you wanna live there half time, a US passports entitles you to up to 180 days uninterrupted in Canada.
But you still can’t purchase property without a PR or citizenship (as of January 2023).
It’s easier for Canada to enforce these sort of requirements as they have about 12% of the population of the US. Americans are not moving to Canada in mass numbers like Mexico.
According to Google you can live in Canada and collect US social security benefits. You will probably have to pay taxes in both countries though, especially if you’re still working. To become a Canadian citizen you have to live there permanently and pay taxes for at least three years before you can even be considered for citizenship and even then it looks like there is a lot of other stuff you have to do
Keep in mind too that social security benefits aren’t that much. Unless you’ve already saved enough to pay off this “cabin or house” up front, then you’ll most likely be paying a mortgage, property taxes, you’ll need money for utilities and groceries, AND you’ll be paying taxes to both the US and Canada. Unless you’re already independently wealthy then you’ll probably have to get either a full time or part time job.
The only way I can see this working the way you’ve described is if you’re already of retirement age and can also collect a pension from a job you already have that could help supplement your social security benefits maybe
Yeah. There isn’t anything in Canada that is conducive to retirement. Cost of living in cities matches that of higher cost of living cities in the USA. Canadian health care is better, but I don’t know how health care for residents is compared to Medicare in the USA.
If anything, more Americans are beginning to retire in Mexico as the cost of living is significantly lower and paying cash in the Mexican health care system is equivalent to Medicare in the USA.
Good luck getting a permanent residence in Canada if you are of retirement age. Even above 30 it’s pretty dicey unless you’re at the top of a professional field and get sponsored by an employer or a university.
Unless you come in on an investor visa. For which you will need to put in, I think, $150,000 as an interest free 10 year bond.
you’re at the top of a professional field and get sponsored by an employer or a university.
Hmm one million plus mostly indians must be creme dela creme
Are these Indians of retirement age? Above 30? Actually permanent residents and not only on a work visa? Have a look at the points grid for yourself: https://www.canada.ca/en/immigration-refugees-citizenship/services/immigrate-canada/express-entry/eligibility/criteria-comprehensive-ranking-system/grid.html
“The brain bin” must have been the bargain bin…
You really ain’t proving her what you set out to prove lol
I definitely am, you just need to work on your reading comprehension.
U seem hurt, my boy… Why?
It’s painful to interact with idiots, trolls, and bad faith actors.
Unless you are planning to live off the land you will have expenses: groceries, utilities, maintenance, etc. You will have to pay taxes to the us, and likely to Canada too.
But what if I renounce the US?
I do not think you can get ssi if you renounce.
It’s generally not worth renouncing. It costs $2350 to do for one. While you have to “pay taxes” it’s mostly just filing paperwork, you don’t pay on your first $126,500 of income, and you can deduct taxes paid to your resident country as well.
Flip side is you pay on all capital gains, while Canada doesn’t charge on primary residence sales for example. And it makes investing far more complicated if it isn’t in an RRSP (401k equivalent). TFSA’s for example (the other retirement plan type) isn’t included so if you have investments in a TFSA you’re going to pay, including a base fee of ~700$ a year per investment accounts. Also your accountant is likely to cost you at least twice as much since you need to file twice (if not more cause CPAs that are certified in both countries aren’t exactly commonplace).
I read that the cheapest housing is in Manitoba with an estimate of 168k US. I so far got 250k in the bank. Basically I want somewhere remote grow some pot and be left the fuck alone.
The problem isn’t housing though, it’s the cost of living. EVERYTHING is more expensive in Canada, since almost everything is imported. Since the growing season is only about 3-4 months maybe (except for parts of BC), almost all food is imported (usually from the US, and as soon as those tariffs hit, the already-high prices are going to skyrocket). Clothing (of which you need double, since winter), books, school supplies, electronics, tires for your car (again, two sets), just every-fucking-thing is imported and expensive.
Housing costs are the least of your problems.
I just want to buy a house have a couple acres. Grow stuff and maybe have a couple pot plants and resell them. Just living off what I can produce.
Do you think you can produce enough food in a 3 month growing season to keep you fed and healthy all year long? Do you already have a full set of proper winter clothes that are warm enough to make it through a Canadian Winter? Do you have a vehicle that has a block heater installed in it already, and winter tires for it? How are you going to pay for gas, and heat your house? And pay for electricity? And you may want to consider pot plant selling as a hobby instead of a main income source, since everyone grows their own already.
Well the pot would be just for me. I would just build a big green house or hot house and hydroponic the shit out of produce. And hopefully get a business license to sell it to stores or a farmers market/
Even though cannabis is legal to grow for personal use (under certain conditions), it is illegal to sell unless you get a proper license and there are tons of regulations.
I meant grow my own cannabis for just me and use the rest of the land to grow vegetables and produce. And just sell that kind of like a business.
So you think you can retire on the remaining $80,000? lol Canada is a very expensive country to live in.
and be left the fuck alone.
Until you need a doctor. And then some more…
Traveling nurse unless I get show or break something I should be fine. Unless Canada doesn’t offer vaccines then I am pretty fucked come new covid or flu seasons
Traveling nurse
Not quite common here. Don’t know about Canada, but you want to find out in advance.
