There are a number of ineffective charities. I wouldn’t donate without vetting.
Edit: Okay so the scam could roughly be like this. Legitimate company funnels donations to a charity run by CEO’s spouse. Charity funnels 90% of funds to “overhead”, 10% goes to specially selected recipients.
Moved forward large purchases that cannot be delayed 5 years.
I am not changing my investments. My predictions on market impacts tend to be wrong. The stock market and the economy are not the same thing (market can be up during recession).
I am working to get healthier and update vaccinations. I don’t know what is coming but being able to run, climb, and lift are versatile.